Guides
Clear answers for your next step.
Browse our guides in alphabetical order for plain-English explanations of mortgages, buying a home and protection. These guides are general information; personal advice begins with your circumstances.
Book an initial callBrowse the guides A–Z
13 guides
- Remortgaging
Can I remortgage to buy another property?
How to release funds towards another property, including deposits, affordability, buy-to-let, let-to-buy, costs and risks.
Read guide - Remortgaging
Can I remortgage with bad credit?
How credit problems affect remortgaging, what lenders assess and when staying with your current lender may be an option.
Read guide - Remortgaging
Do I need a solicitor to remortgage?
When legal work is needed, what free legal packages cover and how to choose a conveyancer.
Read guide - Remortgaging
Do you need a valuation to remortgage?
How lenders value your property, who arranges the assessment and what a lower valuation could mean for your mortgage options.
Read guide - Remortgaging
How long does a remortgage take?
Understand the application stages, mortgage offers, legal checks and common delays before your new mortgage starts.
Read guide - Remortgaging
How much does it cost to remortgage?
Understand lender, solicitor and broker fees, early repayment charges and how to compare the overall cost of switching.
Read guide - Remortgaging
How to remortgage to release equity
Understand how much you could borrow, the cash available after costs and how remortgaging compares with borrowing more from your current lender.
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I own my house outright—can I remortgage?
How borrowing against a mortgage-free property works, what lenders assess and which costs and risks to consider.
Read guide - Remortgaging
Product transfer vs remortgage
Compare staying with your lender and switching, including costs, checks and flexibility.
Read guide - Remortgaging
Remortgaging when you are self-employed
How lenders assess self-employed income, which documents to prepare and what to consider with changing profits or a short trading history.
Read guide - Landlords
The buy-to-let journey
A five-stage view of deposits, rental calculations, advice and completion.
Read guide - Buying
The home-buying journey
The usual stages from preparing your finances to completion day.
Read guide - Remortgaging
When should I remortgage?
When to review your mortgage and what to consider before your current deal ends.
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